Sobre o sistema de amortização linear crescente

Year: 
2013
Autor(s): 
Clovis de Faro
Serie number: 745
Abstract: 
Aiming to reach a compromise solution to the issues of default risk and the payment capacity of takers of housing loans, Jorge Oscar de Mello Fl?res submited to the Banco Nacional de Habita??o, which was then in charge of the Brazilian System of Housing Financing, what he named as the Linearly Increasing System of Amortization. (LISA). Following a critical analysis of the LISA, it is proposed the alternative named as the Generalyzed System of Mixed Amortization (GSMA).